If, like me, you drive pretty much every day, you will probably take it for granted now. It will become so inbuilt into your regular routine that it might be a well-worn habit now. Unfortunately, this can do more harm than good. That’s because you will forget that driving can actually be very dangerous. You might start to neglect to be as attentive as you should be behind the wheel, and this could put you in a significant amount of danger.
But that’s not the only way you might end up in a car accident. You should also remember that there are a lot of drivers out there who might not be so confident behind the wheel. Even worse, they might be under the influence of drink or drugs. It’s these drivers that put so many other road users in danger when they are out and about in their car.
As you can see, even being a good driver isn’t going to keep you out of an accident. Because of this, you need to be well-prepared in the event that you do one day end up in one. Being prepared is one of the best ways to keep you and your family safe.
Not quite sure what you should do if you are ever in a car accident? Read on to find out more!
Get Away From The Vehicle
First and foremost, you need to get as far away from your car as possible. If everyone can get out of the car, then you should all do so. Unfortunately, this could be quite dangerous to do so if the crash occurs on a busy road or highway, but getting to the side of the road will be a lot safer than staying in the vehicle. If the vehicle is badly damaged and leaking oil, it could burst into flames at any minute. So, get everyone from your car and the other vehicles involved away from the crash and onto the sidewalk. If there isn’t a sidewalk, you should climb onto the verge that lines the road.
Call The Police And Paramedics
Next, it’s important that you call the emergency number for the police and paramedics. Even if you don’t think that anyone has been too badly injured, you should still get the paramedics out to check everyone out. After all, there might be some internal damage that isn’t visible just from looking at someone. So, the paramedics can use their professional knowledge to determine if anyone needs to be sent to hospital. The police will have to be called out so that they can clear the wreckage and close the roads if needed. Not only that, though, but the police might think it necessary to file a report if they believe that any reckless driving has taken place that caused the accident.
Swap Details With Others Involved
Don’t forget to swap contact details with the other driver who is involved. This is so that you can get back in touch about insurance claims. You should also take down the details of their insurance policy, as you will need to pass this information into your own insurance provider.
Let Your Insurance Company Know
Next, you will need to let your insurance company know about the accident. They will want you to give them as much detail and info as possible so that they can figure out whether or not they should pay out. As I’ve already previously mentioned, they will also need you to give them the other driver’s insurance details. That’s because a payout to you might affect their other driver’s claim. Remember, even if you do get compensation from your insurer, this will still affect your no-claims bonus. As a result, your premiums could go up by quite a bit!
Find A Lawyer
If the accident wasn’t your fault at all, you should think about putting in a claim for compensation. You should be able to claim whether or not your insurer paid out for your claim on your car insurance. To make sure that you can seek maximum compensation and focus on recovery, it’s a really good idea to get a lawyer to take on your case for you. Ideally, you should find a lawyer who specializes in car accident claims. That will enhance your chance of getting as much as possible for your claim.
While you are trying to sort out your insurance claim and any other compensation claims that you are trying to process, it’s a good idea to keep a file together full of all the necessary evidence and information that you might need. This will be very useful and, at the very least, can help you keep track of all the paperwork you will need to work with. It should include all of your necessary insurance and legal documents related to your cases as well as the contact details for whoever is taking care of your insurance claim. You should also include the contact details for your compensation lawyer. It’s also important that you file any expenses that you incur as a result of the accident. This might include the cost of a rental car and any emergency medical bills. Keep a record of these so that you can get them covered in your compensation payout.
Tell The DMV
According to the laws in most states, you will be obliged to let the DMV about your accident. You will have a set period of time in which to do this. If you don’t inform them in time, then you might end up being slapped with a fine. And you won’t want that adding to the trauma of being involved in an accident!
Once you have worked your way through this list and told all of the required officials that you have been involved in a car accident, you’ll be able to sit back and start to focus on your recovery. Hopefully, you’ll be back in the driver’s seat in no time at all!